Terms & Conditions

These Terms and Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "you", "your") and 99as ("Platform", "we", "us", "our"), accessible at https://99as.cam (the "Website").

99as is an English-language online betting and casino information platform created for users in Pakistan and other jurisdictions. The Platform provides educational content, informational guides, betting terminology explanations, and responsible gambling resources. 99as does not operate as a bookmaker, casino, or gambling operator. We do not accept wagers, process financial transactions related to gambling, or issue licences.

By accessing the Website, you confirm that you have read, understood, and agreed to be bound by these Terms in their entirety, together with our Privacy Policy and any other policies published on this Website.

If you do not agree with any part of these Terms, you must immediately cease using the Website.

For the purposes of these Terms, the following definitions apply:

• "Platform" / "Website" — The 99as website located at https://99as.cam, including all pages, content and services accessible therein.
• "User" — Any individual who accesses or uses the Website, whether or not they have created an account.
• "Content" — All text, images, graphics, data, guides, articles, structured data, code and other material published on the Website by 99as.
• "Third-Party Operator" — Any external online gambling, sports betting or casino platform referenced or linked to, directly or indirectly, via this Website. 99as is not responsible for the operations, terms, or legality of any Third-Party Operator.
• "Applicable Law" — The laws, regulations and rules applicable to the User in their jurisdiction, including but not limited to Pakistan's Prevention of Gambling Act 1977 and any other relevant local or national legislation.
• "Effective Date" — 1 January 2026, being the date from which the current version of these Terms applies.
• "PKR" — Pakistani Rupee, the currency of Pakistan. Any monetary figures cited in Content are illustrative examples only unless otherwise stated.

Your access to and continued use of the Website constitutes your unconditional acceptance of these Terms. Acceptance is effective from the first moment you access any page of the Website, regardless of whether you have explicitly clicked an "I Agree" button.

These Terms should be read in conjunction with any additional notices, policies or guidelines posted on the Website, all of which are incorporated by reference and form part of this Agreement.

Access to and use of the Website is restricted to individuals who meet all of the following eligibility criteria:

• You are at least 18 years of age, or the higher minimum age required by the laws of your jurisdiction or by any licensed operator you may engage with through information found on this Website;
• You have full legal capacity to enter into a binding agreement under the laws of your jurisdiction;
• Your access to and use of the Website does not violate any Applicable Law in your jurisdiction;
• You are accessing the Website for personal, non-commercial, informational purposes only;
• You have not been previously excluded or banned from the Website by 99as for any breach of these Terms.

By accessing the Website, you represent and warrant that you satisfy all of the above eligibility requirements. 99as reserves the right to deny access to any User who does not meet these criteria.

99as is strictly an educational and informational resource. The Platform provides:

• Guides and explanations about online sports betting, live casino, slots and related gaming topics;
• Explanations of betting terminology and market types (e.g., Match Winner, Over/Under, Accumulator, RTP);
• Illustrative bonus and promotion term breakdowns using example PKR figures;
• General information about payment methods familiar to Pakistani users (e.g., Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank, Bank Alfalah) as contextual payment references only;
• Responsible gambling guidance, self-exclusion information and links to our Responsible Gambling page.

Any reference to cricket, PSL, T20, ICC tournaments, football, UFC or other sports is made purely in the context of explaining betting markets and content. 99as has no official partnership with PCB, PSL, ICC, any sports league, team or player.

Subject to your compliance with these Terms, 99as grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Website for personal, non-commercial informational purposes only.

Permitted uses include:

• Reading and engaging with educational content published on the Website;
• Navigating the Website using its built-in navigation structure;
• Sharing links to Website pages via personal communications or social media, provided such sharing does not misrepresent the Platform or its content;
• Printing or saving individual pages for personal reference only, without reproduction for commercial purposes.

You agree that you will not, directly or indirectly, engage in any of the following conduct while using the Website:

• Copying, reproducing, distributing, publishing or creating derivative works from any Content without prior written permission from 99as;
• Using the Website or its Content for any commercial purpose, including resale, licensing or monetisation without express written consent;
• Attempting to access, scrape or harvest data from the Website through automated means, bots, crawlers or similar tools;
• Engaging in any conduct that disrupts, damages, impairs or overloads the Website's infrastructure or servers;
• Using the Website to transmit unlawful, harmful, defamatory, obscene or otherwise objectionable content;
• Misrepresenting your identity, affiliation or qualifications when interacting with 99as;
• Circumventing any technical measures implemented by 99as to protect the Website or its Content;
• Using the Website in any manner that violates Applicable Law, including Pakistan's Prevention of Gambling Act 1977 or any other local legislation.

Breach of these prohibitions may result in immediate suspension of access to the Website and, where appropriate, referral to relevant legal authorities.

All Content on the Website — including but not limited to text, articles, guides, logos, images, graphical elements, page layouts, source code, data structures and any other material — is the exclusive intellectual property of 99as or its licensors and is protected by applicable copyright, trademark and intellectual property laws.

Nothing in these Terms shall be construed as granting you any ownership rights or licences in or to any Content beyond the limited use licence described in Section 6.

The "99as" name, brand identity, and associated logos are proprietary marks of 99as. Unauthorised use of these marks in any form — including in domain names, social media handles, promotional materials or product names — is strictly prohibited.

The Website may reference, describe or provide general information about third-party online gambling operators, payment providers, sports leagues and other entities. Such references are made for informational and contextual purposes only and do not constitute:

• An endorsement, recommendation or approval of any third-party operator, product or service;
• A guarantee of the accuracy, reliability, legal compliance or safety of any third-party platform;
• A commercial affiliation, partnership or sponsorship between 99as and the referenced entity;
• An implication that any referenced payment provider (including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank or Bank Alfalah) endorses, facilitates or supports gambling.

99as accepts no responsibility for the content, terms, practices or legal status of any third-party platform or operator. Users engage with any third-party service entirely at their own risk and are advised to review the relevant operator's own terms and conditions, privacy policy and licensing information before participating.

The Website and all Content are provided on an "as is" and "as available" basis without warranty of any kind, whether express or implied, including but not limited to:

• Warranties of merchantability, fitness for a particular purpose, or non-infringement;
• Guarantees that the Website will be uninterrupted, error-free, secure or free from viruses or other harmful components;
• Guarantees as to the accuracy, completeness, currentness or reliability of any Content, including bonus terms, payment method descriptions, odds explanations or RTP figures cited as examples.

99as does not provide legal advice. Nothing on this Website should be construed as legal guidance regarding the lawfulness of gambling in Pakistan or any other jurisdiction.

To the fullest extent permitted by Applicable Law, 99as and its affiliates, officers, employees, agents and licensors shall not be liable to you or any third party for:

• Any indirect, incidental, special, consequential or punitive damages arising from your use of, or inability to use, the Website;
• Any financial loss, loss of data, loss of profits, loss of business opportunity or reputational damage arising in connection with the Website or its Content;
• Any decisions made by you in reliance on informational content published on this Website, including decisions to register with, deposit funds at, or withdraw funds from any third-party gambling operator;
• Any loss or damage resulting from gambling activities undertaken following your use of the Website;
• Any technical failure, interruption or inaccuracy in the Website or its Content.

This limitation of liability applies regardless of the theory of liability — whether in contract, tort, strict liability or otherwise — and even if 99as has been advised of the possibility of such damages.

The Website is accessible to users in various countries and territories. However, 99as makes no representation that the Content or the activities described herein are lawful, permissible or appropriate in all jurisdictions.

Pakistani users are specifically reminded that:

• The Prevention of Gambling Act 1977 is the primary legislation governing gambling activities in Pakistan and restricts participation in gambling;
• Online gambling is not formally licensed or authorised by the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan, or any provincial authority;
• The fact that a user is aged 18 or above does not, in itself, make participation in online gambling lawful under Pakistani law;
• Users accessing any gambling operator based on information found on this Website do so at their own risk and are solely responsible for their compliance with Applicable Law.

99as is committed to promoting responsible gambling practices. While the Platform does not facilitate gambling directly, we recognise the potential harms associated with excessive or problematic gambling behaviour and take our responsibility to raise awareness seriously.

As a condition of using this Website, Users acknowledge and agree that:

• Gambling carries a risk of financial loss and should be treated as entertainment, not as a source of income;
• Users should only gamble with funds they can afford to lose;
• If a User feels that their gambling behaviour is causing financial, personal or psychological harm, they should seek assistance immediately;
• Users will not use this Website or its Content to facilitate gambling by any person under the age of 18 (or the higher applicable minimum age).

For full guidance on responsible play tools, self-exclusion options, deposit and loss limits, and support resources, please visit our dedicated Responsible Gambling page.

The collection, storage and use of personal information by 99as is governed by our Privacy Policy, which is incorporated into these Terms by reference and forms an integral part of this Agreement.

By using the Website, you consent to the collection and use of your personal information in accordance with the Privacy Policy. If you do not consent to the practices described in our Privacy Policy, please discontinue your use of the Website.

We do not sell, rent or transfer your personal data to third parties for marketing purposes. All data handling practices are described in full in the Privacy Policy.

99as reserves the right to revise, update or replace these Terms at any time at its sole discretion. When material changes are made, we will update the Effective Date at the top of this page.

It is your responsibility to review these Terms periodically to stay informed of any updates. Your continued use of the Website following the posting of revised Terms constitutes your acceptance of those changes.

If you do not agree with a revised version of the Terms, you must stop using the Website. Continued use after the Effective Date of any revision signifies your binding acceptance.

These Terms shall be governed by and construed in accordance with applicable international laws and the laws of the jurisdiction in which 99as operates, to the extent permitted by and consistent with Applicable Law in each User's jurisdiction.

In the event of any dispute, claim or controversy arising out of or relating to these Terms or your use of the Website, the parties agree to first attempt to resolve the matter through good-faith direct negotiation by contacting 99as at the address set out in Section 17.

Nothing in this clause shall be construed as excluding or limiting any mandatory consumer rights or remedies available to you under Applicable Law in your jurisdiction.

If you have any questions, concerns or requests relating to these Terms and Conditions, or if you wish to report a potential breach of these Terms, please contact the 99as team using the details below.

For enquiries related to responsible gambling and self-exclusion, please also visit our Responsible Gambling page for direct guidance and resource links.